Remember the game of Monopoly? The goal of the game is to collect all the properties of a particular color and then build houses and hotels on those properties.

Remember what is was like when you landed on someone else's property and they owned a hotel. You would pay out all your money, sell off your houses and then have to mortgage your properties. If you landed on a second hotel you would most likely lose your properties and go bankrupt. You were then out of the game.

The child's game of Monopoly has an important lesson for adult life. When you spend more than you make and buy on credit eventually you lose. Solomon wrote in Proverbs 22:7: "The borrower is servant to the lender."

The best way to get out of debt is to first get control of your money by learning how to budget and then living within that budget, even if it means lowering your standard of living.

This way you can break the oppression of being a servant to the lender.