A Source of Timeless Financial Advice

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A Source of Timeless Financial Advice

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Although we should carefully read the entire book to discover its many gems of wisdom, the following are some of its nuggets regarding finances and wealth.

Proverbs 6:1-5 Proverbs 6:1-5 [1] My son, if you be surety for your friend, if you have stricken your hand with a stranger, [2] You are snared with the words of your mouth, you are taken with the words of your mouth. [3] Do this now, my son, and deliver yourself, when you are come into the hand of your friend; go, humble yourself, and make sure your friend. [4] Give not sleep to your eyes, nor slumber to your eyelids. [5] Deliver yourself as a roe from the hand of the hunter, and as a bird from the hand of the fowler.
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Don't put yourself in a position to be liable for the financial obligations of others (see also Proverbs 11:15 Proverbs 11:15He that is surety for a stranger shall smart for it: and he that hates indebtedness is sure.
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).

Proverbs 6:6-11 Proverbs 6:6-11 [6] Go to the ant, you sluggard; consider her ways, and be wise: [7] Which having no guide, overseer, or ruler, [8] Provides her meat in the summer, and gathers her food in the harvest. [9] How long will you sleep, O sluggard? when will you arise out of your sleep? [10] Yet a little sleep, a little slumber, a little folding of the hands to sleep: [11] So shall your poverty come as one that travels, and your want as an armed man.
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Don't be lazy. Work while you can and save for the future. Don't waste or make excuses (see also Proverbs 10:4-5 Proverbs 10:4-5 [4] He becomes poor that deals with a slack hand: but the hand of the diligent makes rich. [5] He that gathers in summer is a wise son: but he that sleeps in harvest is a son that causes shame.
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; Proverbs 13:4 Proverbs 13:4The soul of the sluggard desires, and has nothing: but the soul of the diligent shall be made fat.
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; Proverbs 18:9 Proverbs 18:9He also that is slothful in his work is brother to him that is a great waster.
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; Proverbs 20:4 Proverbs 20:4The sluggard will not plow by reason of the cold; therefore shall he beg in harvest, and have nothing.
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; Proverbs 22:13 Proverbs 22:13The slothful man said, There is a lion without, I shall be slain in the streets.
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; Proverbs 24:30-34 Proverbs 24:30-34 [30] I went by the field of the slothful, and by the vineyard of the man void of understanding; [31] And, see, it was all grown over with thorns, and nettles had covered the face thereof, and the stone wall thereof was broken down. [32] Then I saw, and considered it well: I looked on it, and received instruction. [33] Yet a little sleep, a little slumber, a little folding of the hands to sleep: [34] So shall your poverty come as one that travels; and your want as an armed man.
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; Proverbs 26:13-16 Proverbs 26:13-16 [13] The slothful man said, There is a lion in the way; a lion is in the streets. [14] As the door turns on his hinges, so does the slothful on his bed. [15] The slothful hides his hand in his bosom; it grieves him to bring it again to his mouth. [16] The sluggard is wiser in his own conceit than seven men that can render a reason.
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).

Proverbs 8:18 Proverbs 8:18Riches and honor are with me; yes, durable riches and righteousness.
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God doesn't intend that we should be poor.

Proverbs 11:1 Proverbs 11:1A false balance is abomination to the LORD: but a just weight is his delight.
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God hates cheating and delights in honesty (see also Proverbs 13:11 Proverbs 13:11Wealth gotten by vanity shall be diminished: but he that gathers by labor shall increase.
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; Proverbs 20:10-23 Proverbs 20:10-23 [10] Divers weights, and divers measures, both of them are alike abomination to the LORD. [11] Even a child is known by his doings, whether his work be pure, and whether it be right. [12] The hearing ear, and the seeing eye, the LORD has made even both of them. [13] Love not sleep, lest you come to poverty; open your eyes, and you shall be satisfied with bread. [14] It is naught, it is naught, said the buyer: but when he is gone his way, then he boasts. [15] There is gold, and a multitude of rubies: but the lips of knowledge are a precious jewel. [16] Take his garment that is surety for a stranger: and take a pledge of him for a strange woman. [17] Bread of deceit is sweet to a man; but afterwards his mouth shall be filled with gravel. [18] Every purpose is established by counsel: and with good advice make war. [19] He that goes about as a talebearer reveals secrets: therefore meddle not with him that flatters with his lips. [20] Whoever curses his father or his mother, his lamp shall be put out in obscure darkness. [21] An inheritance may be gotten hastily at the beginning; but the end thereof shall not be blessed. [22] Say not you, I will recompense evil; but wait on the LORD, and he shall save you. [23] Divers weights are an abomination to the LORD; and a false balance is not good.
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).

Proverbs 11:1 Proverbs 11:1A false balance is abomination to the LORD: but a just weight is his delight.
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Riches won't profit in times of disaster, but righteousness will (see also Proverbs 11:28 Proverbs 11:28He that trusts in his riches shall fall; but the righteous shall flourish as a branch.
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).

Proverbs 11:14 Proverbs 11:14Where no counsel is, the people fall: but in the multitude of counsellors there is safety.
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There is safety in seeking advice from many sources (see also Proverbs 13:18 Proverbs 13:18Poverty and shame shall be to him that refuses instruction: but he that regards reproof shall be honored.
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; Proverbs 15:22 Proverbs 15:22Without counsel purposes are disappointed: but in the multitude of counsellors they are established.
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).

Proverbs 11:24-26 Proverbs 11:24-26 [24] There is that scatters, and yet increases; and there is that withholds more than is meet, but it tends to poverty. [25] The liberal soul shall be made fat: and he that waters shall be watered also himself. [26] He that withholds corn, the people shall curse him: but blessing shall be on the head of him that sells it.
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God blesses the generous (see also Proverbs 25:21-22 Proverbs 25:21-22 [21] If your enemy be hungry, give him bread to eat; and if he be thirsty, give him water to drink: [22] For you shall heap coals of fire on his head, and the LORD shall reward you.
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).

Proverbs 12:11 Proverbs 12:11He that tills his land shall be satisfied with bread: but he that follows vain persons is void of understanding.
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Make work a higher priority than play (see also Proverbs 28:19 Proverbs 28:19He that tills his land shall have plenty of bread: but he that follows after vain persons shall have poverty enough.
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).

Proverbs 15:16-17 Proverbs 15:16-17 [16] Better is little with the fear of the LORD than great treasure and trouble therewith. [17] Better is a dinner of herbs where love is, than a stalled ox and hatred therewith.
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It is better to be content with little, while having the fear of God and family love, than to have prosperity with hatred, disharmony and godlessness (see also Proverbs 16:8 Proverbs 16:8Better is a little with righteousness than great revenues without right.
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; Proverbs 17:1 Proverbs 17:1Better is a dry morsel, and quietness therewith, than an house full of sacrifices with strife.
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; Proverbs 19:1 Proverbs 19:1Better is the poor that walks in his integrity, than he that is perverse in his lips, and is a fool.
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; Proverbs 28:6 Proverbs 28:6Better is the poor that walks in his uprightness, than he that is perverse in his ways, though he be rich.
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).

Proverbs 15:27 Proverbs 15:27He that is greedy of gain troubles his own house; but he that hates gifts shall live.
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Don't be greedy or open to bribery.

Proverbs 16:16 Proverbs 16:16How much better is it to get wisdom than gold! and to get understanding rather to be chosen than silver!
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Gaining godly wisdom and understanding is more important than obtaining wealth.

Proverbs 18:10-11 Proverbs 18:10-11 [10] The name of the LORD is a strong tower: the righteous runs into it, and is safe. [11] The rich man's wealth is his strong city, and as an high wall in his own conceit.
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It is better to rely on God's power than money and material wealth.

Proverbs 19:17 Proverbs 19:17He that has pity on the poor lends to the LORD; and that which he has given will he pay him again.
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God will repay and bless those who show regard for the poor (see also Proverbs 28:27 Proverbs 28:27He that gives to the poor shall not lack: but he that hides his eyes shall have many a curse.
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; Proverbs 29:7 Proverbs 29:7The righteous considers the cause of the poor: but the wicked regards not to know it.
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).

Proverbs 20:17 Proverbs 20:17Bread of deceit is sweet to a man; but afterwards his mouth shall be filled with gravel.
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Deceit doesn't pay.

Proverbs 21:5 Proverbs 21:5The thoughts of the diligent tend only to plenty; but of every one that is hasty only to want.
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Diligence leads to prosperity, hastiness to poverty.

Proverbs 21:6 Proverbs 21:6The getting of treasures by a lying tongue is a vanity tossed to and fro of them that seek death.
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Obtaining wealth by lying leads to destruction.

Proverbs 21:17 Proverbs 21:17He that loves pleasure shall be a poor man: he that loves wine and oil shall not be rich.
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Loving pleasure and overindulgence squanders assets and prevents one from building proper financial resources (see also Proverbs 21:20 Proverbs 21:20There is treasure to be desired and oil in the dwelling of the wise; but a foolish man spends it up.
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).

Proverbs 22:1 Proverbs 22:1A GOOD name is rather to be chosen than great riches, and loving favor rather than silver and gold.
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Having a good reputation and favor are more important than having money.

Proverbs 22:4 Proverbs 22:4By humility and the fear of the LORD are riches, and honor, and life.
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Riches and honor come through humility and fearing God.

Proverbs 22:7 Proverbs 22:7The rich rules over the poor, and the borrower is servant to the lender.
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Those who incur debt give others power over them—a warning we should seriously consider, especially when it comes to financing expensive items and running up credit-card and other debt.

Proverbs 23:4-5 Proverbs 23:4-5 [4] Labor not to be rich: cease from your own wisdom. [5] Will you set your eyes on that which is not? for riches certainly make themselves wings; they fly away as an eagle toward heaven.
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For the sake of your family and physical and spiritual well-being, don't focus so much on work that you neglect other important priorities in life.

Proverbs 27:23-27 Proverbs 27:23-27 [23] Be you diligent to know the state of your flocks, and look well to your herds. [24] For riches are not for ever: and does the crown endure to every generation? [25] The hay appears, and the tender grass shows itself, and herbs of the mountains are gathered. [26] The lambs are for your clothing, and the goats are the price of the field. [27] And you shall have goats' milk enough for your food, for the food of your household, and for the maintenance for your maidens.
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Although wealth is not enduring, keep diligent account of your assets and finances so you can wisely apportion what you have to supply the needs of your family. The principles of budgeting and financial planning are contained in these verses (see also Proverbs 27:12 Proverbs 27:12A prudent man foresees the evil, and hides himself; but the simple pass on, and are punished.
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).

Proverbs 28:8 Proverbs 28:8He that by usury and unjust gain increases his substance, he shall gather it for him that will pity the poor.
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If wealth is acquired by exorbitant interest rates and extortion, it will eventually be given to those who pity the poor.

Proverbs 28:20-22 Proverbs 28:20-22 [20] A faithful man shall abound with blessings: but he that makes haste to be rich shall not be innocent. [21] To have respect of persons is not good: for for a piece of bread that man will transgress. [22] He that hastens to be rich has an evil eye, and considers not that poverty shall come on him.
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Don't hasten after riches. (Although not specifically spelled out, this verse warns against lotteries and other forms of gambling as well as shady, questionable and unlawful endeavors. Punishment and poverty will likely come to those who get caught up in such activities.)

Proverbs 28:24 Proverbs 28:24Whoever robs his father or his mother, and said, It is no transgression; the same is the companion of a destroyer.
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Pay your debts, especially any you owe to your parents.

Proverbs 30:8-9 Proverbs 30:8-9 [8] Remove far from me vanity and lies: give me neither poverty nor riches; feed me with food convenient for me: [9] Lest I be full, and deny you, and say, Who is the LORD? or lest I be poor, and steal, and take the name of my God in vain.
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Desire and seek proper, balanced economic objectives. Avoid extremes so you will neither forget God because of acquiring great wealth nor be tempted to steal because of dire need.