Beyond Today Daily

Managing Your Finances - Step 1: Budgeting

The first critical step in managing personal finances.

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[Gary Petty] We just finished a Beyond Today program where we offered the booklet “Managing Your Finances” – very important booklet on helping you get control of your money. And one of the things we talked about – it’s very, very important – is learning how to budget. First step you need to take in getting control of your money.

[Darris McNeely] If you don’t know where your money is going, then it will go and it will not be there. You will not know what happened to it. Early on in our marriage, my wife and I, we had a budget, very strict, we didn’t have a lot of money. And we stayed with it all the time. Through the years, we’ve tried to have a budget and continue to have one, but at times we got off of it. I’ve found the times that we got away from it, we overspent. And just recently we sat down once again and reestablished a budget – makes things a whole lot easier and secure.

[Steve Myers] Definitely one of the challenges you face because you’ve got to prioritize your life. You know, what’s most important? And I think that certainly helps you to realize what is most important to us and where are things going and once you can sort that out, it makes the rest kind of fall in line a little bit easier.

[Gary Petty] You know, ordering our booklet “Managing Your Finances” – in here there’s an entire sheet of instructions on how to set up your personal budget.

That’s BT Daily. Join us next time.

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Gary Petty

Gary Petty is a 1978 graduate of Ambassador College with a BS in mass communications. He worked for six years in radio in Pennsylvania and Texas. He was ordained a minister in 1984 and has served congregations in Longview and Houston Texas; Rockford, Illinois; Janesville and Beloit, Wisconsin; and San Antonio, Austin and Waco, Texas. He presently pastors United Church of God congregations in Nashville, Murfreesboro and Jackson, Tennessee.

Gary says he's "excited to be a part of preaching the good news of God's Kingdom over the airwaves," and "trusts the material presented will make a helpful difference in people's lives, bringing them closer to a relationship with their heavenly Father."

Steve Myers

Steve is the Operation Manager for Ministerial and Member Services of the United Church of God. He is also an instructor at Ambassador Bible College and served as a host on the Beyond Today television program.  Together, he and his wife, Kathe, have served God and His people for over 30 years.

Darris McNeely

Darris McNeely works at the United Church of God home office in Cincinnati, Ohio. He and his wife, Debbie, have served in the ministry for more than 43 years. They have two sons, who are both married, and four grandchildren. Darris is the Associate Media Producer for the Church. He also is a resident faculty member at the Ambassador Bible Center teaching Acts, Fundamentals of Belief and World News and Prophecy. He enjoys hunting, travel and reading and spending time with his grandchildren.