Determining Your Net Worth

Determining your net worth is the first step in designing a personal budget. Use the form below to help begin this process.

Assets
 
Total in all checking and savings accounts
 
Total in all money-market accounts
 
Current value of all securities and investments
(Include stocks, bonds, annuities, IRAs, etc.)
 
Current value of life insurance (cash value)
 
Current value of home
 
Current value of any personal property
(Include autos, rental property, collectibles, etc.)
Line A—Total Assets (add all the lines above)
 
Liabilities
 
Home mortgage (balance due)
 
Total balance due on credit cards
 
Total due on other loans
Line B—Total Liabilities (add the three lines above)
 
Net Worth (subtract Line B from Line A)

Related Content

Monthly Income and Expense Worksheet - (Booklet page)

After you determine your overall financial condition (net worth), the next step is to analyze your monthly cash flow. This will show you which direction you are headed—whether you are accumulating money, holding steady or going further into debt. Use the form below to examine your monthly income and expenses.

Posted February 4, 2011
Credit Counseling Services - (Booklet page)

Finding a credit counseling service that will truly help you will require some effort. Credit counselors are not a quick fix. You will still need to have the vision to stick with a budget and work hard to find your way out of financial trouble.

Posted February 4, 2011

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What advice does the Bible offer about wealth and our attitude toward it? Is money really the root of all evil? Do you know what God thinks about bankruptucy? What does the Bible say about charitable contributions? How much should we give? Be sure to read this booklet to discover biblical answers to these important questions and more.

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