Ecclesiastes 9:11 gives the impression that "time and chance" happens to everyone. But this interpretation of this verse contradicts verses such as Romans 8:28 and Hebrews 13:5 that say that God is always there in the lives of those he has called. So how do we resolve this contradiction? In this sermon Mr. Smith looks in detail into this subject and shows what Solomon was actually saying in this verse and how that when we understand this verse correctly there is no conflict in these passages in the life of a Christian.